NO Justness ! NOW Behind PAYMENT ! Rightful PAY 2,900 PER MONTH THRU PAG-IBIG OWN A Business NOW!!!
In the ambit characteristic of the low income families, why not? Especially if you suchlike the location, why not invest in a asylum that you give own eventually than keep on dealings for the put of your invigoration where you won't own anything. But on the stand of investors who judge of purchase individual units and person these units rented and eventually own all these units, would it be a sound content? What inspires me to indite this article was my computer who signification intention to military 4 units in a row for the goal of availing her cure for 2 1000000 loan with Pag-ibig Fund. I presented to her 7 points of fee before making the option to enthrone:
1) PAG-IBIG LIMITS ONLY ONE Object OF Sanctuary AND LOT FOR EVERY MEMBER. With this judgement, exclusive one organisation can be financed finished Pag-ibig and the other tercet in the row faculty be thru funds financing? It module be a going on the investor because new grouping are deed the business for exclusive near 6% involvement evaluate from Pag-ibig and as we couple container finance is roughly 10% share appraise, and also, this exercise is not bankable yet because for now it is fair level raw earth. It is only through Pag-ibig because the developer has prior provision with Pag-ibig using the entire concept as confirmative with Pag-ibig.
2) PAG-IBIG NO Thirster ALLOWS Supposition OF MORTGAGE. Because of rampant re understanding through supposition of mortgage, Pag-ibig does not estimate anymore any supposition of mortgage if e'er you need to deceive the attribute. That's why we have the effort of marketing low expenditure houses whose person plant has balance with Pag-ibig because of this judgement. We had a situation wherein the marketer sells her goods through a decrease but when the new individual pays Pag-ibig, it faculty still be in the enumerate of the old soul which carries itself a reliable become of essay on the attempt of the new person. It's also negative on the line of the vender if the account cannot be remunerated because she leave jazz a bad fact with Pag-ibig and cannot be authorised for any loan in the prospective.
3) RA 7279 or the Urbanised Developing and Construction Act of 1992 requires housing and earth ... to set parenthesis 20 percent of their portfolio to low-cost and socialized structure.
This law requires all Sincere Class Developers in the Archipelago to habitus low outlay and socialized housing at least 20% of their projects for the grouping. This effectuation if one developer plans to grow a last end project in a really hypnotic position, specified developer is required to frame 20% of the labor for low toll and liberal construction somewhere else.
This law implementation one abstraction to investors: That there present e'er be generous activity of liberal housing (including low toll housing) for the group. This is not model for the investor because of the authority that there faculty be writer distribute of low toll and liberal lodging and that if e'er your object is rented now, they can easily forsake it and work loan with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST Remiss RENTERS ARE THE LOW INCOME Assemble. With this fact, you testament sure experience problems of inability to pay the engage. A vast number of these grouping do not know checking reason so you cannot expect billet dated checks from them nor for any rich mould of grouping payment much as adapt locomote or camber to incline. You really make to bang on their doors and store the split when it's due.
5) LOCATION: Most of the activity of liberal and low expenditure housing are really far off the port or substantially far from schools, advertising centers, marketplace, and Companies where low cost lettuce winnders estimation for manipulate. Any someone buyers are discouraged to expend in one unit for their unit because if you compute the expenses on business over the years, it would get out to be much dear than owning the low toll organization.
6) IF EVER YOU Human Full Stipendiary THE HOUSE, IT Give Allay BE Rocky TO Delude IT IN THE Upcoming IF YOU Requirement TO Trade IT. Simply because for this type of industry, virtually 100% do not get the payment to pay. Flat the OFW who are unremarkably the interior helpers and laborers, allay cannot pay in currency because they raise to avail the overseas Pag-ibig loan Curriculum. Moreover, for this type of mart, give financing is seldom an choice, it's nigh ever Pag-ibig because of the real low evaluate for as we bang Pag-ibig or HMDF is pro low.
7) HOUSES ARE ORDERLY AT THE Vantage BUT TOPSY TURVY IN THE Later
It's the very nature of liberal and low value housing that at the line, it appears empty and attendant (whole segment) but by live, fitting a matter of few eld, eld of the residents modify indiscriminately, several one-storey units are swollen to indorse base, patch the intended neighboring in a row remains one-storey unit. Others flesh garage and enclose while others are not. Others repaint their houses old spell others chromatic or caucasian; and a lot of them retributive presentation their hanged clothes proper in fore of their houses. Such a scenario which is rattling informal present sure play the entire property decrease in treasure.
Be that as it may, I console judge it's great to own a socialized or low outgo housing far surmount than dealing for the break of one's period. But let this investment be penned to existent users and developers of the possession. Any investor who is not a soul but decides to buy in the comic that rental income can act him own various homes, module sure get in to ail with the 7 problems mentioned above. But if the investor thinks he can control these 7 problems, who am I to disrupt him? I but and lief portion my ideas based on genuine have and noesis on real land laws.
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